{"id":933,"date":"2026-07-08T11:39:16","date_gmt":"2026-07-08T11:39:16","guid":{"rendered":"https:\/\/kissandhan.com\/blog\/?p=933"},"modified":"2026-07-08T11:59:32","modified_gmt":"2026-07-08T11:59:32","slug":"why-kissandhan-is-the-go-to-platform-for-collateral-loans-in-india","status":"publish","type":"post","link":"https:\/\/kissandhan.com\/blog\/why-kissandhan-is-the-go-to-platform-for-collateral-loans-in-india\/","title":{"rendered":"Why Kissandhan is the Go-To Platform for Collateral Loans in India"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"933\" class=\"elementor elementor-933\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a49d730 e-flex e-con-boxed e-con e-parent\" data-id=\"a49d730\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-782b2d4 elementor-widget elementor-widget-image\" data-id=\"782b2d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"663\" height=\"397\" src=\"https:\/\/kissandhan.com\/blog\/wp-content\/uploads\/2026\/07\/Why-Kissandhan-is-the-Go-To-Platform-for-Collateral-Loans-in-India-Copy.jpeg\" class=\"attachment-large size-large wp-image-935\" alt=\"Why Kissandhan is the Go-To Platform for Collateral Loans in India\" srcset=\"https:\/\/kissandhan.com\/blog\/wp-content\/uploads\/2026\/07\/Why-Kissandhan-is-the-Go-To-Platform-for-Collateral-Loans-in-India-Copy.jpeg 663w, https:\/\/kissandhan.com\/blog\/wp-content\/uploads\/2026\/07\/Why-Kissandhan-is-the-Go-To-Platform-for-Collateral-Loans-in-India-Copy-300x180.jpeg 300w\" sizes=\"100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0158d5 elementor-widget elementor-widget-heading\" data-id=\"c0158d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Rural Credit Gap in India<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9374a28 elementor-widget elementor-widget-text-editor\" data-id=\"9374a28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The significant issue faced by small farmers, agri-traders, and rural MSMEs even today is lack of access to formal credit. Many traditional banks typically evaluate loans primarily based on land as a security, which creates substantial difficulties for borrowers trying to obtain a loan. In addition, traditional banks have rigid documentation requirements and take much longer to process requests for loans. As a result, many small borrowers cannot qualify for loans through traditional banks and turn to alternative collateral-based financing, which is where Kissandhan plays an important role by allowing borrowers to use commodity-based and asset-based collateral. This helps them get funds without needing the strict paperwork usually required by traditional banks.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2abe4e elementor-widget elementor-widget-heading\" data-id=\"e2abe4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About Kissandhan Agri Financial Services:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a79415 elementor-widget elementor-widget-text-editor\" data-id=\"0a79415\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Kissandhan Agri Financial Services Pvt Ltd is a wholly owned subsidiary of Sohan Lal Commodity Management Limited, which is India\u2019s leading one-stop post-harvest Agri-Logistics Group. Kissandhan provides financing solutions against storage receipts of agriculture commodities. We are RBI regulated non-banking finance company.<\/span><\/p><p><span style=\"font-weight: 400;\">We offer finance at attractive and competitive commercial terms where storage receipt is taken as collateral. We help farmers and others engaged in farming and associated activities with attractive financing options against storage receipts. We provide finance against a diversified basket of agriculture commodities.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d702723 elementor-widget elementor-widget-heading\" data-id=\"d702723\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Makes Collateral Loans Different<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71c7796 elementor-widget elementor-widget-text-editor\" data-id=\"71c7796\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/kissandhan.com\/\"><b>Collateral loans<\/b><\/a><span style=\"font-weight: 400;\">, as opposed to traditional lending methods, offer a means for borrowers to secure money against an asset while retaining ownership of that asset. Collateral accepted by Kissandhan include various types of agricultural commodities, warehouse receipts and property. A clear differentiator for Kissandhan would be their commodity-backed financing product that allows stored commodities to be used as collateral, irrespective of the financial stature of the borrower\u2019s balance sheet, thus helping lenders offer loans to those with assets but limited cash. As a result, this will allow for greater access to credit and increased practicality to borrow.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dcc5f1 elementor-widget elementor-widget-heading\" data-id=\"8dcc5f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kissandhan\u2019s Core Loan Products<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a850a4d elementor-widget elementor-widget-text-editor\" data-id=\"a850a4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Kissandhan has provided a variety of loan products to serve different segments within the agriculture sector. The commodity based finance product allows clients to obtain financing against multiple commodities that have been aggregated into a diversified portfolio of commodities that will be able to be financed based on their specific property type, quality and location, with an expected range of financing from \u20b90.20 lakhs to \u20b95 crores. The Jansamridhi Loan was designed to enable both farmers and rural enterprises to use their property as collateral when they are in need of funding; therefore, it will allow farmers and rural enterprises to borrow against the value of their property. The FPO lending product was designed to provide structured financing to Farmer Producer Organisation (FPO) to allow them to increase both their access to finance and scale.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f54a5f9 elementor-widget elementor-widget-heading\" data-id=\"f54a5f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Reasons Why Kissandhan Stands Out<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c20c066 elementor-widget elementor-widget-text-editor\" data-id=\"c20c066\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The features that differentiate Kissandhan from its competitors are speed, accessibility, and reach. The turnaround times are faster than others, the funds can be disbursed within a short turnaround time once all the required documentation are received. However, other financial institutions often impose rigid eligibility criteria, but Kissandhan has adapted this by implementing streamlined documentation and tech-enabled workflows. In contrast to traditional banks, Kissandhan has a wide-ranging commodity coverage area and also does not impose restrictions regarding the type of commodity financing or the location of the financed collateral. Kissandhan maintains a strong on-the-ground presence, thus providing financial services in communities that have limited access to formal banking systems.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38b1200 elementor-widget elementor-widget-heading\" data-id=\"38b1200\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Apply for a Collateral Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-354ec96 elementor-widget elementor-widget-text-editor\" data-id=\"354ec96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Kissandhan offers a simple and efficient way to access collateral loans. To apply for a loan, you can fill out an online inquiry form. After you submit the paperwork needed to receive the loan (which include submitting all documentation required), your collateral will be evaluated (both in terms of value and type of collateral). Upon approval, funds will be deposited directly into your account in a very short period of time.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5736d2c elementor-widget elementor-widget-heading\" data-id=\"5736d2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9b683f elementor-widget elementor-widget-text-editor\" data-id=\"a9b683f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">By providing useful and effective methods of funding, Kissandhan has emerged as the go-to platform for collateral loans in India by delivering structured, accessible, faster, and agriculture-focused financing solutions for farmers, traders, and rural businesses. With deep expertise in agri financing solutions, , Kissandhan offers structured <\/span><a href=\"https:\/\/kissandhan.com\/\"><b>collateral loan<\/b><\/a><span style=\"font-weight: 400;\"> solutions designed to meet the evolving financial needs of the agriculture sector. Farmers, traders, and rural businesses now have a better path toward getting structured and readily accessible funding through Kissandhan.<\/span><\/p><p><span style=\"font-weight: 400;\">Apply Today! Fast track your way to funds!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-77338a9 e-flex e-con-boxed e-con e-parent\" data-id=\"77338a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5dbeb1 elementor-widget elementor-widget-n-accordion\" data-id=\"a5dbeb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1730\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1730\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What are Kissandhan\u2019s Collateral Loans? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow1\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1730\" class=\"elementor-element elementor-element-932b9e5 e-con-full e-flex e-con e-child\" data-id=\"932b9e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e26fc3f elementor-widget elementor-widget-text-editor\" data-id=\"e26fc3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Kissandhan offers <\/span><b>collateral loans<\/b><span style=\"font-weight: 400;\"> that allow the borrower to retain ownership of the collateral used to secure the loan, like agricultural commodity, warehouse receipts, or property, while also borrowing money against that collateral.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1731\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1731\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\">  Who would apply for loans from Kissandhan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow1\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1731\" class=\"elementor-element elementor-element-6a29fc3 e-con-full e-flex e-con e-child\" data-id=\"6a29fc3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a68c064 elementor-widget elementor-widget-text-editor\" data-id=\"a68c064\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Farmers, agri-traders and processors, FPOs (farmers-producer organizations), and rural businesses would be eligible to apply for the loans based on meeting Kissandhan\u2019s qualifying criteria.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1732\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1732\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What types of collateral does Kissandhan accept for these loans? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow1\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1732\" class=\"elementor-element elementor-element-4f7f2e3 e-con-full e-flex e-con e-child\" data-id=\"4f7f2e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7ef8a6 elementor-widget elementor-widget-text-editor\" data-id=\"d7ef8a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u00a0As collateral, Kissandhan accepts agricultural commodity, warehouse receipts, or property.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1733\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1733\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the repayment tenure for collateral loans offered by Kissandhan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow1\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1733\" class=\"elementor-element elementor-element-494df77 e-con-full e-flex e-con e-child\" data-id=\"494df77\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daa304d elementor-widget elementor-widget-text-editor\" data-id=\"daa304d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The repayment tenure varies depending on the loan product and the nature of the collateral, with flexible options designed to align with the borrower\u2019s financial and operational needs.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1734\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1734\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are there any restrictions on what types or geographic location of the commodity to provide financing against? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow1\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1734\" class=\"elementor-element elementor-element-023731a e-con-full e-flex e-con e-child\" data-id=\"023731a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-952bb11 elementor-widget elementor-widget-text-editor\" data-id=\"952bb11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u00a0No, Kissandhan will provide financing against a broad range of commodities, without regard to the type or geographic location of the commodity.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The Rural Credit Gap in India The significant issue faced by small farmers, agri-traders, and rural MSMEs even today is lack of access to formal credit. Many traditional banks typically evaluate loans primarily based on land as a security, which creates substantial difficulties for borrowers trying to obtain a loan. In addition, traditional banks have &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/kissandhan.com\/blog\/why-kissandhan-is-the-go-to-platform-for-collateral-loans-in-india\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Why Kissandhan is the Go-To Platform for Collateral Loans in India&#8221;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":935,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[139,116],"class_list":["post-933","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-agriculture-loans","tag-nbfc-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why Kissandhan is the Go-To Platform for Collateral Loans in India<\/title>\n<meta name=\"description\" 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