BC PARTNERSHIP-LENDING

BUSINESS CORRESPONDENT (BC) PARTNERSHIP-LENDING

BC Model is helping to build retail agri book of the company.

Business Correspondents (BCs) are representatives appointed by banks/FIs to act as their agent.

They provide banking/financial services in remote locations where the bank/FIs does not have a presence in order to promote access to financial services.

Eligibility: Detailed assessment includes Financial and Non-Financial Parameters.

Core Parameters

- Reach in terms of Captive/served    Member/supplier base
- Asset Quality
- Capitalization, Earnings,
- Technology (existing/ ready invest)

Supplementary Parameters

- Market Position
- Resource Profile
- Liquidity
- Management Profile
- Unmet Market Demand

NBFC-MFIs, NBFCs in Agri Lending Space
Loan Term

Upto 24 months

Loan Amount

Upto Rs. 10 Crore

USP

  • Thrust would be to lending for income generation, Agri related activities and creation of productive assets, which will result in augmentation of income.
  • Kissandhan aspires to make an impact on livelihood of more than 50,000 farming communities through this business model in next 2 years.

Documents Required

  • Application Form
  • Prescribed KYCs
  • GST returns
  • Audited Financials
  • Bank Statement
  • CA Certified Projections
  • MOA/MOM
  • COI
  • Net worth Certificate, etc.

Need a Loan ?

Our expertise lies in disbursement of loan amount within 48 hours of approval. If you need a loan on your agriculture commodity; you may apply online here and our Relationship Manager will get in touch with you within 24 hours.

Thank you for contacting us we will get back to you shortly!

Why Kissandhan?

20+ Bn
Loan Disbursed
11+ States
Operations
Robust Credit
Risk Management
Rapid
Turn Around Time

Become a Partner With Us

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