Our Products

Commodity Based Financing (CBF) is a unique product offered by Kissandhan.

The basic principle of financing is the underlying asset/ commodity which is being taken as collateral.

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Farmer Producer Organization (FPO), is a legal entity formed by primary producer with common interest.

It is established in the form of Producer Company, a Cooperative Society or any other legal entity that provides systems and processes for profit sharing and benefits among the members.

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Affordable Loan Against Property (A-LAP) gives self-employed individuals, salaried individuals, MSME owners and professionals access to low-cost, long-tenure credit against their self-owned residential, commercial or industrial property — without having to sell the asset. By using their property as collateral, borrowers can access affordable credit with longer repayment tenures and lower EMIs compared to unsecured loans. .

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Kissandhan offers a Short-Term Personal Loan to salaried customers through its authorised Digital Lending Applications (DLAs) — a seamless, secure and fully paperless process.

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Some more products like Term Loan/OD facility to Agri Enterprises/MSME like Agri Processors/Artias/Traders, lending for Farm Mechanisation, Impact Lending, and Loan facility for Input Dealers, etc. are in process which will be introduced shortly.

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Features

Superior customer service
Customer Centric
Unique Human Capital
Internal Audit & Controls
Early Risk Recognition
Conservative Provisioning

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